Moneycat – Online loan 1.000 – 20.000 PHP with free interest

In life, sometimes you have a financial crisis, but you cannot borrow from relatives or friends or are ineligible to borrow from a bank.

With MoneyCat, you can get a loan from 1.000 – 20.000 PHP at 0% interest for the first loan.

In this article, Fastloans.PH will introduce MoneyCat, an online money loan application with many attractive incentives such as 0% interest on the first loan, simple application only needs ID card.

Apply MoneyCat now

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What is MoneyCat?

MoneyCat is an application – online loan support website with ID card developed by MoneyCat Financing Inc.

Address: 10F, Rockwell Business Center , South Tower, Sheridan. Brgy. Highway Hills, Mandaluyong City.

Certificate of Authority To Operate Number: 1254 granted by the Securities & Exchange Commission.

MoneyCat advises financial solutions within the day with a loan limit of 1.000 – 20.000 PHP, no need to prove income and support disbursement via ATM cards.

Money Cat was created and developed with the aim of supporting short-term loans that require quick disbursement and the simplest possible loan application.

MoneyCat loan requirements

To register for a MoneyCat loan, customers only need to meet the following conditions:

Age from 22 years old
Filipinos currently living in the Philippines
Employed individuals and selected professionals

MoneyCat loan package information

Below is the basic information about Online MoneyCat loan package

Loan limit: 1.000 – 20.000 PHP
Loan period: 10 – 30 days
Applicable interest rate: 11.9% per month
Disbursement method: ATM card or bank account
Repayment method:Pay online/ Bank Cash Payment/ GCash/DragonPay
Review time: 10 minutes
Disbursement time: 30 minutes
Document: ID card
24/7 support time
Proof of income: Not required
Age: from 22 years old

For new customers, the applicable interest rate is 0% for a maximum loan of PHP 3.000

Advantages when apply loan at MoneyCat

If you are wondering why MoneyCat is being registered to borrow money by so many online customers, it is for a number of reasons below.

Firstly, MoneyCat is the leading online installment loan unit today. MoneyCat consulting and supporting financial solutions during the day without requiring complicated documents, only need ID card to disburse a loan of 1.000 – 20.000 PHP

Second, MoneyCat always has a policy for new customers. Specifically, in the first loan, customers will be able to borrow at 0% interest, when paying only the principal amount without incurring service fees or any other fees.

Finally, information about the interest rate, loan amount, installment payment time are clearly transparent to the customer and disbursed only when the customer agrees to borrow. Some other advantages when borrowing MoneyCat money can be mentioned as:

100% online processing file, no need to meet
Early settlement can be made at any time without incurring service fee
Support unauthenticated re-lending, automatic disbursement for old customers.
Carefully consulted about the loan interest rate, the payment process is like any questions in the borrowing process that need to be answered by customers.

Disadvantages when apply loan at MoneyCat

No loan app is 100% perfect and neither is MoneyCat. Some limitations when borrowing money on MoneyCat can be mentioned as follows. The maximum MoneyCat online loan limit is 20.000 PHP, so if you have a need for a financial account greater than that, it is clear that MoneyCat cannot support.

Next is the installment period, MoneyCat currently only supports loans with installment period from 10-30 days. The contract termination time is still quite short, affecting some customers with limited financial capacity.

Apply MoneyCat now

How to apply MoneyCat loan

With MoneyCat, you can quickly borrow 1.000 – 20.000 PHP anywhere, just have a Smartphone, a computer with an Internet connection. The next step just follow the steps below.

Step 1. Choose your loan limit

First of all, you need to visit the MoneyCat website here.

On the home page, you will immediately see an option to register for a loan limit. Just drag the circle to select a loan from 1.000 – 20.000 PHP. However, new customers are only supported with a maximum loan of 5.000 PHP, in return will enjoy 0% interest rate. Next, you fill in the correct full name, phone number and click register now to start borrowing.

Step 2. Complete the profile

This step includes requirements to help complete the profile, in particular you will provide the following information. Personal information:

Email
ID number
Date and place of issue
Date of birth
Gender
Marital status
Phone number

Your address:

Province / District District / Ward Commune
Street / House Number / Apartment
Live time

Job information:

Company or self-employed
Income

Bank account infomation:

Account number
Bank name

Note that you need to fill out the complete and accurate information in this step for your application to be reviewed quickly. For those who need a loan but do not have a stable job, just choose a self-employed worker with an income of 15.000-16.000 PHP.

Step 3. Verify ID card

This is quite an important step, you need to take 2-sided ID card on the front, back and a sefie photo with ID card, then upload to MoneyCat to verify the information.

Step 4. Loan review and disbursement

Upon completion of the application form, your loan will be reviewed in 5 to 10 minutes. The results will be returned to the phone message and email you registered. At this point, your profile has been reviewed. You will receive the money immediately on the ATM card.

How to complete the application with 100% successful rate

In fact, it is not difficult for loan application at Money Cat to be approved, just note the following points when filling out a loan application: All information must match on ID card such as ID number, full name … MoneyCat does not require proof of income, although even if you have an unstable income, just fill out 15.000 PHP or more.

MoneyCat interest rate

As mentioned above, on your first loan at MoneyCat, the interest rate will be 0%. Moneycat supports 0% interest rate for the first loan

From the second loan onwards, the applicable interest rate is 11.9%/month.

However, from time to time, MoneyCat will be able to offer interest rate incentive programs for customers with good credit history.

How to make repayment with MoneyCat

Before being instructed on how to pay the MoneyCat loan contract, you should note the following 2 points:

Money Cat can be closing records at any time without having to worry about penalties or service charges.
Should close 1 – 2 days in advance for the system to update, avoid errors.

For your safety, they also recommend paying online to reduce contact with the public.

MoneyCat generates the DragonPay Lifetime ID which is sent to you with the payment procedure

You can pay online/ Bank Cash Payment/ GCash Enter the OTP Code sent through SMS and then click the «Log in» button;

Select 1 Payment Method & click the «Pay loan» button

– Repayment amount for today (Full Repayment);

– Amount to renew (For Prolongation/Extension);

– Any Amount (For Partial Payment); Select the Payment Option (online banking/ e-wallet, over-the-counter/ ATM banking others); All Dragonpay payment partners are in the list so just choose what is convenient for you;

*Note: Payment method may vary depending on the one you will choose.

*Some payment methods can receive an email from Dragonpay to get the Reference number (Reference number is different from Lifetime ID). You can use either during repayment.

The article is from Fastloans.PH website: https://fastloans.ph/

Fastloans.PH - Financial advisory website & online loan product comparison in Philippines

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