Kviku Philippines – How to get loan with 0% interest rates
Kviku is one of the websites that support online loans with ID card with a rapidly growing number of new customers. With Kviku, customers can be completely assured of their short-term financial needs from 1,000 to 25.000 PHP without spending much time, simple documents and fast disbursement support.
So what is Kviku? How to register for a Kviku loan? Follow Fastloans.PH article find out through this article content!
What is Kviku?
Kviku is an online loan support website developed by Kviku Lending Co. INC. for automatic review and disbursement.
- Address: 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village Makati City, Philippines
- SEC Registration No. CS201918702.
- Certificate of Authority No. 3169
- NPC Registration No. PIC-000-786-2020
Kviku supports fast loan package with only ID card ranging from 1,000 to 25.000 PHP to meet the financial needs of many customers with different purposes such as:
- Accommodation fee
- Tuition fee
- Cash on bank installment contract liquidation
- Other personal expenses …
With Kviku, new customers who register for the first loan are entitled to the 0% interest rate policy for 14 days and preferential interest rate for old customers.
The principle of reviewing loan application at Kviku is based on a customer’s credit score when looking up CIC history, then deciding how much a loan limit.
Advantages of online loan package in Kviku
Unlike other forms of unsecured bank loans, online loans at Kviku do not need to prepare cumbersome documents such as salary statements or household registration.
With Kviku, customers only need to prepare ID card and bank account or ATM card to be eligible to apply for a loan.
If you are worried about the disbursement time, you can rest assured, Kviku commits to process, review and disburse the loan within 1-2 hours.
When borrowing Kviku, customers can register for a loan with a limit of 1,000 to 25,000 PHP and can be paid within 180 days.
This is an advantage that not all units can meet. To support new customers, Kviku applies a policy of 0% interest rate and a maximum loan limit of 5.000 PHP for the first loan.
Finally, when borrowing money online at Kviku, customers can be completely assured that all personal information and loan documents will be completely secured by Kviku.
Disadvantages of online loan package in Kviku
Besides the advantages mentioned above, Kviku still has disadvantages such as: The loan limit cannot meet the group of customers with high loan demand of 30.000 PHP or more.
At the first loan, Kviku could not approve a full limit loan to check the credit of the customer.
Besides, Kviku also restricts disbursement for customers with bad debts.
Kviku loan requirements
To borrow Kviku, customers only need to meet the following basic conditions:
- Kviku supports Filipino citizen aged 20 – 55
- Government valid ID, but better if you can present supporting documents like payslip, COE, ITR, company ID, DTI (if self-employed or with business).
- Your mobile phone number is not blocked.
- You have registered on the website.
Repeat borrowers can be automatically approved. Kviku loan limit and term You can borrow from PHP 1,000 to PHP 25,000.
- For first time borrowers, you may be approved for a maximum of 60 days.
- For repeat borrowers, you may be approved for a maximum of 180 days.
Kviku interest rate
That being said, for the first 2 weeks the applicable interest rate is 0%, which means that if you close your application within 14 days of disbursement, only the principal will be closed.
After this time, the interest rate is calculated as the average interest rate applied by online loan support units with a daily interest rate of 0.16%.In each specific case, including loan limit, installment loan period, the interest rate may change. Customers should contact the Customer Care department to update the exact interest rate.
How to apply Kviku loan?
Easy apply Kviku loan with the simple steps
Step 1: Fill in the application form online
All you need to do is fill out our simple application form on the website, take a picture of yourself and your document
Step 2: Wait for approval
In a few minutes, you will receive an SMS with a decision on your application
Step 3: Receive your money instantly
Your money will be transferred to your bank account within 60 minutes
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